Morehead Agency LLC Blog: life insurance
View the latest blog posts from Morehead Agency LLC.
Thursday, April 3, 2025When you are in your twenties and early thirties, you are probably still putting down roots and establishing yourself in life. You might still be single or just now starting a family. You might have just bought your first home or started to advance through your career. READ MORE >>
Monday, March 3, 2025A wide range of life insurance options exist. Those options can become overwhelming. It is best for individuals to have a one-on-one conversation with your agent to determine which form fits their goals best. Take into consideration universal life insurance. How can it work for you? READ MORE >>
Monday, July 1, 2024Most people pay for insurance every month. Some people pay quarterly, semi-annually, or yearly. You usually pay one large premium to start a single-premium life insurance policy. After that, you don't have to pay again. To some people, paying a large premium isn't worth the cost. READ MORE >>
Monday, April 8, 2024Who needs life insurance? Almost everybody does. The bottom line is, if someone will have to use their own money to pay your bills when you are gone, then you need life insurance. This applies to people in the following situations: If you are married, you need life insurance. READ MORE >>
Wednesday, November 15, 2023Almost all insurance companies will base customers’ premiums on factors called risks. Life insurance companies will use risk factors to set rates as well. So, if factors in your life pose higher risks to the insurer, then you might pay more for your life insurance. Why is this? READ MORE >>
Friday, October 6, 2023Many employers provide employees with a life insurance policy as a component of their comprehensive benefits package. Although these policies can be a good starting point, they may not meet your family’s needs. Why You Need More READ MORE >>
Wednesday, September 28, 2022When you're young and single, you don't have many responsibilities, so life insurance is often the last thing on your mind. Chances are you won't need it at this stage in your life, but it's not always a good idea to gamble. Although people in this situation don't tend to have a life insurance policy, there are several reasons why you may want to consider investing in one. READ MORE >>
Tuesday, March 8, 2022You’ve probably heard that life insurance is an important asset when it comes to protecting your family’s financial future. But how much do you understand about how life insurance premiums are calculated? The price you pay is largely determined by the risk you present to your insurance provider. READ MORE >>
Tuesday, September 7, 2021When buying life insurance, it is quite important to read through the terms of the policy to determine just how fitting it is to your specific needs. One of the things to look at and compare among policies is the premium. READ MORE >>
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