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Home > Blog > Morehead Agency LLC Blog: life insurance
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Morehead Agency LLC Blog: life insurance

View the latest blog posts from Morehead Agency LLC.

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Monday, June 2, 2025

Pros and Cons of Life Insurance For Kids

Even considering the possibility that one of your children might die is enough to bring some to tears. It's not a pleasant thought, but for too many people, it's a sad reality. Complications from a birth defect, a car accident, SIDS, childhood cancer. They're unfortunate realities that far too many parents have to face. READ MORE >>

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Thursday, April 3, 2025

Why You Should Buy Life Insurance Early

When you are in your twenties and early thirties, you are probably still putting down roots and establishing yourself in life. You might still be single or just now starting a family. You might have just bought your first home or started to advance through your career. READ MORE >>

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Monday, March 3, 2025

3 Benefits of Universal Life Insurance

A wide range of life insurance options exist. Those options can become overwhelming. It is best for individuals to have a one-on-one conversation with your agent to determine which form fits their goals best. Take into consideration universal life insurance. How can it work for you? READ MORE >>

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Monday, July 1, 2024

Why Consider Single Premium Life Insurance?

Most people pay for insurance every month. Some people pay quarterly, semi-annually, or yearly. You usually pay one large premium to start a single-premium life insurance policy. After that, you don't have to pay again. To some people, paying a large premium isn't worth the cost. READ MORE >>

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Monday, April 8, 2024

Who Needs Life Insurance?

Who needs life insurance? Almost everybody does. The bottom line is, if someone will have to use their own money to pay your bills when you are gone, then you need life insurance.  This applies to people in the following situations: If you are married, you need life insurance. READ MORE >>

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Wednesday, November 15, 2023

How Staying Healthy Can Reduce Your Life Insurance Premiums

Almost all insurance companies will base customers’ premiums on factors called risks. Life insurance companies will use risk factors to set rates as well. So, if factors in your life pose higher risks to the insurer, then you might pay more for your life insurance. Why is this? READ MORE >>

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Friday, October 6, 2023

3 Reasons You Need More Than Just Your Employer-offered Life Insurance

Many employers provide employees with a life insurance policy as a component of their comprehensive benefits package. Although these policies can be a good starting point, they may not meet your family’s needs.  Why You Need More  READ MORE >>

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Wednesday, September 28, 2022

3 Reasons Why Life Insurance is a Good Idea for Single Individuals

When you're young and single, you don't have many responsibilities, so life insurance is often the last thing on your mind. Chances are you won't need it at this stage in your life, but it's not always a good idea to gamble. Although people in this situation don't tend to have a life insurance policy, there are several reasons why you may want to consider investing in one. READ MORE >>

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Tuesday, March 8, 2022

How Fitness Affects Your Life Insurance

You’ve probably heard that life insurance is an important asset when it comes to protecting your family’s financial future. But how much do you understand about how life insurance premiums are calculated? The price you pay is largely determined by the risk you present to your insurance provider. READ MORE >>

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Tuesday, September 7, 2021

Choosing Life Insurance with Level Premiums

When buying life insurance, it is quite important to read through the terms of the policy to determine just how fitting it is to your specific needs. One of the things to look at and compare among policies is the premium. READ MORE >>

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