Monday, August 5, 2024Usage-based insurance (UBI) or pay-as-you-drive (PAYD) coverage is growing in popularity as automakers are making available advanced technology tools such as telematics. Learn more about UBI below. What Is Usage-Based Insurance? UBI is simply a way a car insurance company tracks driving behavior and auto usage of the driver. READ MORE >>
Monday, July 1, 2024Most people pay for insurance every month. Some people pay quarterly, semi-annually, or yearly. You usually pay one large premium to start a single-premium life insurance policy. After that, you don't have to pay again. To some people, paying a large premium isn't worth the cost. READ MORE >>
Monday, May 6, 2024As long as recreational vehicles are used on the road, they must have insurance. As with car insurance, states have varying auto insurance requirements when it comes to RVs. Be sure to check with your state about the minimum requirements. Most states require: READ MORE >>
Monday, April 8, 2024Who needs life insurance? Almost everybody does. The bottom line is, if someone will have to use their own money to pay your bills when you are gone, then you need life insurance. This applies to people in the following situations: If you are married, you need life insurance. READ MORE >>
Friday, March 8, 2024The price of gas is only going up these days. With the amount of miles most Americans drive each day for work and other activities, this expense can add up quickly, affecting how much money you have to budget for other living expenses. But, there is hope! You don’t have to go buy an electric car, or cash in your car for a bike, just yet. READ MORE >>
Friday, February 9, 2024Insurance surrounding boats can be confusing. Are boats covered under home insurance? Is boat insurance legally required? What about trailers for boats? When looking to purchase or transport a boat, it’s important to understand the insurance designed to protect it. READ MORE >>
Wednesday, January 31, 2024Many people aren’t familiar with the ins and outs of insurance. All they know is that it’s an important protection to have. Business owners, especially of new startups, are often in the same boat. Luckily, a business owner’s policy, or BOP for short, takes the guessing work out of it. READ MORE >>
Friday, December 29, 2023Look at any business and you’ll see numerous types of assets. On the farm, a key type of asset you own is your livestock. No matter the type of farm or how you use your livestock, it’s important to recognize how valuable it is and to have the proper type and amount of business insurance in place to safeguard it. READ MORE >>
Wednesday, November 15, 2023Almost all insurance companies will base customers’ premiums on factors called risks. Life insurance companies will use risk factors to set rates as well. So, if factors in your life pose higher risks to the insurer, then you might pay more for your life insurance. Why is this? READ MORE >>
Friday, October 6, 2023Many employers provide employees with a life insurance policy as a component of their comprehensive benefits package. Although these policies can be a good starting point, they may not meet your family’s needs. Why You Need More READ MORE >>
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