Recreational Vehicle Insurance

Recreational Vehicle Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Recreational Vehicle Insurance Information

If you own a recreational vehicle (RV) such as a motorhome or tow camper, you don't want anything to happen to it. But, since you cannot control or predict what may happen in the future, it is important to be properly insured. With RV insurance, you may be able to reduce your out-of-pocket burden should you experience a covered loss.

If you are looking for RV insurance in Lee’s Summit, Missouri, Morehead Agency may be able to help. To learn more, call 816-525-6159 or get an RV insurance quote today.

Do I Need Insurance for an RV?

In general, RV owners need RV insurance both for financial protection and because they may be required to carry coverage. Typically:

Self-propelled RVs must have at least enough coverage to meet Missouri's minimum mandatory motor vehicle insurance requirements.
If your RV is financed, your lender will require you to carry certain coverage. Lender requirements may apply to both towable and self-propelled RVs.

Coverage requirements vary, so speak to an agent to learn more about the factors affecting your RV insurance needs.

What Coverage Do I Need in My RV Policy?

Not only can RV insurance provide familiar elements of motor vehicle insurance, but it may also cover you when you use the vehicle as a residence. Available coverages may include:

Comprehensive coverage
Collision coverage
Liability coverage
Uninsured/underinsured motorist (UM/UIM) coverage
Medical payments (Med Pay) coverage

Roadside assistance coverage

Coverage for custom equipment, personal effects, vacation liability and full-timers liability may also be available. Ask your Morehead agent about how different coverages can protect you and your vehicle.