My Account
Traveling across state lines on your motorcycle can be exciting, but it’s important to understand how your insurance coverage works when you’re away from home. For bikers in Lee’s Summit, MO, knowing the details of your policy can help you stay protected during your journey. At Morehead Agency, we’re here to help you navigate your coverage and ensure you’re ready for the road ahead.
Does Your Coverage Extend Beyond Missouri?
Most motorcycle insurance policies provide coverage across the United States, meaning you’re protected no matter which state you’re riding in. However, it’s crucial to check your policy for any exclusions or limitations. For example, some policies may have restrictions on certain types of coverage, like roadside assistance, when you’re outside your home state. Riders in Lee’s Summit should review their policy carefully before embarking on a cross-country trip.
State-Specific Insurance Requirements
While your policy may cover you across state lines, it’s important to understand that each state has its own insurance requirements. For example, liability limits may vary, and some states require additional coverage, such as uninsured motorist protection. If you’re traveling through multiple states, make sure your policy meets the minimum requirements for each one to avoid complications in the event of an accident.
Tips for Staying Protected on the Road
- Review your policy to ensure it includes comprehensive and collision coverage for out-of-state travel.
- Consider adding roadside assistance to your policy for emergencies like breakdowns or flat tires.
- Carry proof of insurance with you at all times, as some states may require it during traffic stops or accidents.
At Morehead Agency, we’re committed to helping Lee’s Summit motorcyclists find the right insurance coverage for their needs. Whether you’re planning a weekend ride or a cross-country journey, contact us today to review your policy and ensure you’re ready for the road ahead.
