Dogs are beloved members of the family, but even the friendliest pup can cause unexpected problems. Whether it’s an accidental bite or damage to a neighbor’s property, liability issues can arise when your furry friend gets a little too enthusiastic. For dog owners in Lee’s Summit, MO, umbrella insurance can provide an extra layer of protection when things don’t go as planned.

Why Dog Owners in Lee’s Summit Should Consider Umbrella Insurance

Lee’s Summit is a pet-friendly community with plenty of parks, trails, and neighborhoods where dogs can roam and play. However, accidents can happen anywhere. Imagine your dog gets loose and damages a neighbor’s garden or accidentally knocks over a child at a local park. If the costs of medical bills or property repairs exceed your homeowner’s insurance limits, umbrella insurance can step in to cover the difference.

What Does Umbrella Insurance Cover for Dog Owners?

Umbrella insurance is designed to cover liability claims that go beyond the limits of your primary policies, such as homeowner’s or renter’s insurance. For dog owners, this can include:

• Medical Expenses: If your dog bites someone or causes an injury, umbrella insurance can help cover medical bills that exceed your homeowner’s policy.
• Legal Fees: If you’re sued over an incident involving your dog, umbrella insurance can help pay for legal defense costs.
• Property Damage: If your dog damages someone’s property, like chewing up outdoor furniture or digging up landscaping, umbrella insurance can help cover repair or replacement costs.

Protecting Your Family and Your Furry Friend

Owning a dog in Lee’s Summit is a joy, but it also comes with responsibility. The Morehead Agency understands the unique needs of local pet owners and offers umbrella insurance to help protect you from unexpected liability claims. Visit The Morehead Agency to learn more about how umbrella insurance can safeguard your family and your furry friend.

Stay Prepared for Life’s Surprises

Dogs may be unpredictable, but your insurance doesn’t have to be. Umbrella insurance ensures you’re ready for anything, from accidental injuries to property damage. Contact The Morehead Agency today to explore how umbrella insurance can provide peace of mind for dog owners in Lee’s Summit, MO.