Every boat owner has a story. Some are about perfect days on the water, while others involve unexpected mishaps that remind us why insurance matters. In Lee’s Summit, MO, boating is a way of life, but even the most experienced captains encounter situations that lead to insurance claims. Let’s dive into a few scenarios that local boaters might recognize.

The Docking Dilemma

There are several scenarios. You’re easing your boat into a tight slip at the marina. The wind picks up, and suddenly, your boat scrapes against the dock. The damage isn’t catastrophic, but the scratches and dents are hard to ignore. Docking accidents like this are one of the most common claims filed by boat owners in Lee’s Summit. Insurance can cover the repairs, saving you from turning a minor mishap into a major expense.

Weather’s Wrath

Missouri weather is unpredictable. One moment, the skies are clear, and the next, a storm rolls in with hail and heavy winds. Imagine your boat sitting in the driveway or docked at the lake, only to be battered by the elements. Weather-related damage is a frequent claim, and comprehensive insurance can help cover the costs of repairs or replacement. Morehead Agency, serving Lee’s Summit, MO, offers policies that protect against nature’s surprises.

The Collision Course

It’s a sunny day, and the lake is bustling with activity. You’re cruising along when another boat veers too close, resulting in a collision. Whether it’s a minor bump or something more serious, liability coverage can help with damages and legal claims. Boaters in Lee’s Summit can rely on Morehead Agency to provide coverage that keeps them protected. Learn more about our services here.

Lessons from the Lake

Every boater has their own tale of the unexpected, but the right insurance can turn those stories into manageable moments. If you’re in Lee’s Summit, MO, and want to ensure your boat is protected, contact Morehead Agency today. Let us help you find the coverage you need to keep your adventures on the water worry-free.