Call Us 816-525-6159 ☰ ˟
Get A Quote Contact Us
Logo
816-525-6159
  • Home
  • Our Agency
    • AboutImage of right arrow
      • Our Staff
      • Our Locations
    • Our Providers
  • Products
    • Auto Insurance
    • Home InsuranceImage of right arrow
      • Homeowners Insurance
      • Landlord Insurance
      • Renters Insurance
    • Life InsuranceImage of right arrow
      • Term Life
      • Long-Term Care
      • Whole Life
    • Powersports VehicleImage of right arrow
      • ATV Insurance
      • Boat Insurance
      • Motorcycle Insurance
    • Surplus LinesImage of right arrow
      • Box Truck Insurance
      • Builders Risk Insurance
      • Construction Insurance
      • Contractors Insurance
      • Specialty Trade Contractors Insurance
      • Dump Truck Insurance
    • Business and Commercial InsuranceImage of right arrow
      • Business Owners Policy (BOP)
      • Commercial General Liability
      • Commercial Umbrella Insurance
    • Recreational Vehicle
    • Personal vs. Commercial Insurance
  • Get A Quote
  • Contact Us
Auto Icon Home Icon Business Icon Life Icon Power Sports Icon Surplus Lines Icon
Home > Commercial-Products > Coverage-For-Specific-Industries > Nursing Insurance - Lee's Summit MO & Blue Springs MO

Nursing Insurance in Lee's Summit MO & Blue Springs MO

As a nurse, your proximity to patients means you're legally responsible for what happens in your presence. Unfortunately, even when you're doing your best, dissatisfied patients may hold you liable for problems outside of your ability to control.

Nursing insurance provides coverage for claims that go beyond what your school or employer provides (including incidents they don't cover or that exceed their policy limits), allowing you to have a sense of security and perform your job with the confidence that comes from being protected. Common uses for this coverage include:

  • Defendant expenses
  • HIPAA fines or penalties
  • License protection
  • Lost wages
  • Reimbursing patients for losses they may sustain while in your care

It is important to keep in mind that your workplace's insurance will not protect you from every problem that can occur. For example, if a complaint is filed with your local board of nursing and you need to fight it, you may be on your own unless you have individual insurance that can reimburse you for your expenses.

Nursing Malpractice Insurance

Accusations of malpractice have been on the rise, particularly as nurses are required to take on more responsibility. That's all the more reason to get an individual insurance plan as soon as you can, because the coverage provided by your practice or hospital may not be enough to pay for a malpractice suit.

The best way to obtain coverage against malpractice suits is to talk with a Morehead Agency LLC agent about what you do in your workplace and what kind of risks or exposures you may face. Different offices ask nurses to do different tasks, and you don't need to pay for coverage on anything that's not your responsibility.

You may need insurance of this type even if you are not a nurse, but are performing any of the tasks normally associated with nursing. This includes volunteering to help care for others, with or without a license. If you're unsure whether or not you need nursing insurance in your current situation, talk to one of our agents and find out for sure.

 

1. "Patient Assessment: Roles of RNs and LVNs." National Nurses Organizing Committee. Accessed April 11, 2016. http://www.nationalnursesunited.org/page/-/files/pdf/nursing-practice/advo-alerts/rn-lvn-role-assessment.pdf.

2. "Malpractice Suits Against Nurses on the Rise." Announcements & Articles - The Law Office of Deborah L. Phillips. Accessed April 11, 2016. http://www.dprnesq.com/pages/news/malpractice-suits-against-nurses-on-the-rise.

Facebook
Twitter
Google+
LinkedIn
Get Directions
Contact Us Today
Speak to an agent!
Resources
Products
Customer Service
Payment Options
Our Carriers
About Us
Refer A Friend
Blog
Contact Us
Contact us415 SW Jefferson Street
Lee's Summit, MO 64063

Ph: 816-525-6159
Fx: 816-525-4756
© Copyright. All rights reserved. Powered by Insurance Website Builder.