What’s Considered a Powersports Vehicle?

Powersports vehicles differ significantly from ordinary vehicles, such as boats and automobiles. The main difference between Powersports vehicles and standard vehicles is that they are typically used for racing or recreational pleasure riding.  

Another defining characteristic of powersports vehicles is the creative use of the engine on each vehicle, including jet skis and snowmobiles. Before acquiring a powersports vehicle, it’s essential to educate yourself on their functions and characteristics. 

What Are Some Examples of Powersports Vehicles? 
Powersports vehicles cover a wide variety of different machines and functions. Some good examples of powersports vehicles include: 

• Personal watercraft function primarily as both sit-down and stand-up watercraft. They are designated for the driver's fun and differ from boats because you are much more exposed to the environment on personal watercraft.
• Snowmobiles are primarily used to navigate snowy and icy terrain during the winter that would be difficult to navigate on foot. Snowmobiling tends to be a powersport that participants take quite seriously.
• Powersports motorcycles tend to be two- or three-wheel vehicles that have various uses, including long- and short-distance travel. They tend to be socially oriented powersports vehicles, which sets them apart from other vehicles.
• All-terrain vehicles, also known as ATVs, are three- or four-wheel powersports vehicles that can navigate through rugged terrain. This is facilitated by low-pressure tires and handles for the driver’s control. Six-wheel ATV models also exist. \Trike motorcycles are three-wheel motorcycles that tend to be significantly wider than ordinary motorcycles because of the extra wheel. They are popular among those interested in powersports because they are steady and less likely to tip over when taking a sharp turn. 

Because powersports vehicles are so unique, they come with unique insurance options. Be sure to contact the agents at Morehead Agency to learn more about your coverage options for your powersports vehicle. 

Do I Need Powersports Insurance? 
If you own a powersports vehicle and use it frequently, you should consider getting an insurance policy to help limit hefty out-of-pocket repair or recovery costs following an accident. Be sure to contact our agency with any questions related to insurance for your vehicle. 

Contact Us 
If you live near Lee’s Summit, Missouri, we can help you out. The agents at Morehead Agency are dedicated to assisting you in learning more about powersports vehicles and their insurance coverage options. Contact us today at 816-525-6159 to learn more.